PrismHR Retirement Services

Comprehensive Third-Party Administrator (TPA) Services & Fiduciary Solutions, Delivered by Experts

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Complete the form to request a quote and connect with PrismHR Retirement Services about your plan.

Deliver a smarter, more efficient retirement benefit that’s easy to manage and backed by dedicated expertise. PrismHR Retirement Services helps Plan Sponsors, Advisors and small business clients stay compliant, competitive and confident—while reducing administrative and fiduciary burden.

Whether you’re launching a new retirement plan or transitioning from an existing provider, PrismHR Retirement Services delivers scalable, expert-backed solutions tailored to meet your business needs today and evolve with you tomorrow.

Next-Level Service and Support

Our service model takes the complexity out of 401(k) compliance and administration. With deep expertise and a proactive support approach, we simplify retirement plan management so you can focus on growing your business and serving your clients.

Decades of Expertise, Recognized by Industry Leaders

Our team brings over 60 years of combined experience in retirement plan administration and fiduciary services. Our leadership holds professional designations from the American Society of Pension Professionals & Actuaries (ASPPA), reflecting a deep commitment to excellence and industry standards.

Plans We Support

We provide expert administration and fiduciary services for a wide range of retirement plan solutions, including:

401(k) Plans: Flexible, tax-advantaged plans designed to help employees save for retirement while offering employers powerful tools for attracting and retaining talent.
Safe Harbor 401(k) Plans: Simplified compliance with nondiscrimination testing, making it easier for employers to contribute and employees to benefit.
Profit Sharing Plans: Reward employees and share in company success with customizable contribution strategies.
New Comparability & Cross-Tested Plans: Advanced allocation methods that allow employers to maximize contributions for select employee groups while staying compliant.
Solo 401(k) Plans: Ideal for self-employed individuals or business owners without full-time employees.
Multiple Employer Plans (MEPs): Cost-effective and streamlined retirement solutions for businesses that want to join forces under a single plan structure.
Pooled Employer Plans (PEPs): Simplified administration and fiduciary oversight for multiple employers under one plan.

Key Benefits

Improved Cost Efficiency

Reduce administrative burden and unlock meaningful savings through streamlined processes, automation and expert plan management.

Expert Compliance Support

Stay ahead of evolving regulations, including state-mandated plans, with proactive monitoring and guidance to minimize risk.

Dedicated Client Service

Our experienced support teams handle plan administration, compliance and participant questions—so you don’t have to.

Flexible Plan Administration

Access scalable tools and processes to support diverse plan designs, eligibility rules and employer goals.

Our Mission

Our mission is to increase the retirement readiness of small business employers and employees through the design, administration and compliance of high-quality retirement plans.

From the start, we’ve been committed to delivering innovative solutions, exceptional service and unmatched plan expertise. Our next level service platform continues that tradition, offering modern technology, educational resources and a service experience that goes beyond what typical TPAs provide.

401(k) Plan Services

Customized Plan Design
Creation of Plan Documents
Annual Non-Discrimination Testing
Annual Form 5500 Preparation
Contribution Calculations & Analysis
Comprehensive Audit Assistance
Participant Disclosure Creation
Compliance Education for Plan Sponsors
Participant Enrollment Education
Loan and Distribution Review
Dedicated IRS and Legislative Update Compliance
3(16) Fiduciary Services

Our Role in the Retirement Plan

At the top is your company—the Plan Sponsor. Supporting you is a team of experts working together to ensure a successful plan:

Record Keeper: Manages participant accounts and investment transactions.
Financial Advisor: Provides investment guidance and strategy.
PrismHR Retirement Services: Acts as your trusted partner in multiple capacities including:
- Third-Part Administrator (TPA): Ensures plan compliance and smooth administration.
- Pooled Plan Provider (PPP): Offers a streamlined solution for multiple employers under one plan.
- ERISA 3(16) Fiduciary: Assumes fiduciary responsibility for administrative functions, reducing your risk and workload.

Our Responsibilities Include

Designing a plan tailored to your business needs
Drafting and maintaining plan documents
Managing amendments as regulations or company needs change
Preparing and filing Form 5500 accurately and on time
Reviewing loans and distributions promptly
Preparing required participant notices
Responding quickly to employer questions and concerns
Assisting participants with plan-related inquiries

Ready to simplify retirement plan administration?

Partner with PrismHR Retirement Services to deliver smarter, compliant and efficient 401(k) solutions.

PrismHR Retirement Services

7240 S. Highland Drive Ste 202
Cottonwood Heights, UT 84121

1-888-486-8167